Healthcare costs are rising rapidly, and our access to medical insurance is frequently threatened. For people who need help with daily activities, costs can easily run into hundreds of thousands of dollars.
A 2015 Cost of Care survey from insurance company Genworth Financial estimated the national median cost of care for a home health aide is $45,760 annually, while the national median cost for a private nursing home is $91,250 annually.
The US Department of Human Services reports that 70% of Adults over the age of 65 will need Long Term Care Health Assistance.
The average cost of Long Term Care is $81,000.00 per year.
Consider that the average man will need an average 2.2 years, and the average woman will require an average of 3.7 years. Long Term Care needs could very realistically cost a typical couple very near $500,000.00!
Many People believe that the cost of this type of protection is prohibitive. This innovative New Plan, called Asset-Care makes LTC protection more realistic because it combines a Whole Life Policy with Long-Term Care benefits. I am really impressed with this Carrier and this Product. Contact me to learn more.
This is such an important protection and such a great company!
I'm happy to discuss the in's and out's of this program with you, at your convenience.
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I am a fully licensed Broker and I represent many carriers.
My Time is Always Free to You!
Central Coast Region VP/ Licensed Insurance Agent
CA Lic # 0D18732
Health- Life- Medicare- Long Term Care
1500 Palma Drive, Ventura CA 93003
P 805-323-5957: C 805-660-3413: F 805-323-7038